أَللَّهُمَّ صَلِّ عَلَى مُحَمَّد وَآلِهِ

allāhumma ṣalli ʿalā muḥammad wa ālihī

O God, bless Muhammad and his Household

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وَهَبْ لِيَ الْعَافِيَةَ مِنْ دَيْن تُخْلِقُ بِهِ وَجْهِي،

wa hab liyal-'afiyah min daynin tukhliq bihi wajhi

and release me from a debt which makes me lose face,

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وَيَحَارُ فِيهِ ذِهْنِي، وَيَتَشَعَّبُ لَهُ فِكْرِي،

wa yahāru fīhi dhinī, wa yatashahhabu lahū fikrī

confuses my mind, disrupts my thinking,

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وَيَطُولُ بِمُمَارَسَتِهِ شُغْلِي،

wayatuulu bimumaarasatihi shughli

and prolongs my occupation with attending to it!

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وَأَعُوذُ بِكَ يَا رَبِّ مِنْ هَمِّ الدَّيْنِ وَفِكْرِهِ،

wa a'ūdhu bika yā rabb min hammi al-dīni wa fikrihi

I seek refuge in Thee, my Lord, from worry and thought about debt,

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وَشُغْلِ الدَّيْنِ وَسَهَرِهِ.

wa shughli al-dayni wa sahrihi

from the distraction and sleeplessness of debt;

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فَصَلِّ عَلَى مُحَمَّد وَآلِهِ وَأَعِذْنِي مِنْهُ.

fa ṣalli ʿalā muḥammad wa ālihī wa aʿiẓnī minhu

so bless Muhammad and his Household and give me refuge from it!

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وَأَسْتَجيرُ بِكَ يَا رَبِّ مِنْ ذِلَّتِهِ فِي الْحَيَاةِ

wa-astaǧīru bika yā rabbī min ẓillatihī fī al-ḥayāh

I seek sanctuary in Thee, my Lord, from debt's abasement in life

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وَمِنْ تَبِعَتِهِ بَعْدَ الْوَفَاةِ.

wa min tabiʿatihi baʿda al-wafā'a

and its ill effects after death,

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فَصَلِّ عَلَى مُحَمَّد وَآلِهِ وَأَجِرْنِي مِنْهُ

faṣalli ʿalā muḥammad wa ālihi wa ajirnī minhu

so bless Muhammad and his Household and give me sanctuary from it

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بِوُسْع فاضِل أَوْ كَفَاف وَاصِل.

bi-wusʿin fāḍil aw kafāf waṣil

through a bountiful plenty or a continually arriving sufficiency!

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أَللَّهُمَّ صَلِّ عَلَى مُحَمَّد وَآلِـهِ

allāhumma ṣalli ʿalā muḥammad wa ālih

O God, bless Muhammad and his Household

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وَاحْجُبْنِي عَنِ السَّرَفِ وَالازْدِيَادِ،

wa aḥjubnī ʿani as-sarafi wal-azdiyād

prevent me from extravagance and excess,

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وَقَوِّمْنِي بِالْبَذْلِ وَالاقْتِصَـادِ،

waqawwimni bil-badli wal-iqtisadi

put me on the course of generous spending and moderation,

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وَعَلِّمْنِي حُسْنَ التَّقْدِيرِ،

wa ʿallimnī ḥusna t-taqdīr

teach me excellent distribution,

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وَاقْبِضْنِي بِلُطْفِكَ عَنِ التَّبْذِيرِ

waqbithni bilutfika 'ani alttabthir

hold me back through Thy gentleness from squandering,

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وَأَجْرِ مِنْ أَسْبَابِ الْحَلاَلِ أَرْزَاقِي،

wa ajri min asbab al-halal arzaqi

allow me to attain my provisions through lawful means,

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وَوَجِّهْ فِي أَبْوَابِ الْبِرِّ إنْفَاقِي،

wa wajjih fi abwabi al-birr infaqi

direct my spending toward the gateways of devotion,

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وَازْوِ عَنِّي مِنَ الْمَالِ مَا يُحْدِثُ لِي مَخِيلََةً

wa-zwi ʿanni minal māli mā yuḥdithu lī makhīlan

and take away from me any possession which will bring forth pride in me,

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أَوْ تَأَدِّياً إلَى بَغْي، أَوْ مَا أَتَعَقَّبُ مِنْهُ طُغْيَـاناً.

'aw ta'addiyan ila baghyin, aw ma at'aqqabu minhu tughyanan

lead to insolence, or drag me in its heels to rebellion!

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أللَّهُمَّ حَبِّبْ إلَيَّ صُحْبَـةَ الْفُقَرَاءِ،

allāhumma ḥabbib ilayya ṣuḥbat al-fuqarā'

O God, make me love the companionship of the poor

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وَأَعِنِّي عَلَى صُحْبَتِهِمْ بِحُسْنِ الْصَّبْرِ،

wa'aʿinni ʿalā ṣuḥbatihim biḥusni al-ṣabri

and help me be their companion with excellent patience!

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وَمَـا زَوَيْتَ عَنِّي مِنْ مَتَاعِ الدُّنْيَاالفَانِيَةِ

wa mā zawayta ʿannī min matāʿid-dunyāl-fāniyah

Whenever Thou takest away from me the goods of this perishing world,

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فَاذْخَرْهُ لِيْ فِي خَزَائِنِكَ البَاقِيَةِ،

fa'zkhurhu li fi khaza'ini-ka al-baqiyah

store them for me in Thy abiding treasuries!

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وَاجْعَلْ مَا خَوَّلْتَنِي مِنْ حُطَامِهَا،

wajʿal ma khawwaltani min huṭamihā

Make this world's broken pieces which Thou hast conferred upon me

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وَعَجَّلْتَ لِي مِنْ مَتَاعِهَا بُلْغَةً إلَى جِوَارِكَ،

wa'ajjaltali min mata'ihā bulghatan ilā jiwarika

and its goods which Thou hast quickly granted to me a way to reach Thy neighbourhood,

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وَوُصْلَةً إلَى قُرْبِكَ، وَذَرِيعَةً إلَى جَنَّتِكَ

wa wuṣlatan ilā qurbika, wa tharīʿatan ilā jannatik

a link to Thy nearness, and a means to Thy Garden!

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إنَّكَ ذو الْفَضْلِ الْعَظِيمِ،

'innaka dhū al-faḍli al-ʿaẓīm

Verily Thou art Possessor of bounty abounding,

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وَأَنْتَ الْجَوَادُ الْكَرِيْمُ.

wa anta al-jawwad al-karim

and Thou art the Munificent, the Generous.

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